Estate taxes can significantly shrink the size of your estate. Proper planning is critical to help reduce estate settlement costs and provide a comfortable living for your family. We provide advice on issues including property ownership, distribution strategies, estate reduction and tax payment techniques, and will and trust design strategies.

With retirement often lasting 20 years or more, many of our clients are concerned about outliving their savings. To avoid a savings shortfall, it is critical to spend time now to ensure that you will the capital to afford the retirement lifestyle you desire. We will help you choose the appropriate techniques to accumulate wealth for retirement income and offer sound alternatives for asset allocation and income distribution following retirement.

In today’s economic environment, obtaining investment information is easy: choosing investments that are right for you can be much more difficult. We assist you in identifying your investment objectives, evaluating your risk tolerance, analyzing your current portfolio, developing an appropriate asset allocation strategy and recommending various alternatives tailored to meet your individual needs and goals.

The probability that you or your spouse will require home health care or nursing home assistance, or suffering a disabling injury or illness is greater that you might think. If you have assets to preserve, then long-term care planning and disability planning should be considered, because protecting against catastrophic costs is an essential part of astute financial planning.

If you own a business, more than likely you are interested in attracting and keeping key employees. We can work with you to develop an executive compensation plan that includes deferred compensation, supplemental group products, and effective retirement plans that will allow you to reward superior performance and provide extra incentive to your valued employees.

If you are a business owner or key executive of a closely held or family-owned business, we can help you “control” your equity. Our efforts are specifically directed to protecting assets, transferring the business, building for retirement and preserving wealth. From growth to exit strategies we pride ourselves on delivering a wide range of value- building tools.